Log in and use the modeller to see how making different changes today could impact your retirement income.

Visit your online account

This page reminds you about what you can do once you log in to your online account.

Your member number is at the bottom of this page in your statement.

Value of your DC account

If you have a DC account, part 4 of your statement also shows you how the value changed between 1 April 2020 and 31 March 2021.

If you save into DC Core via ‘salary sacrifice’, you don’t actually make contributions yourself. Instead, Nestlé pays contributions on your behalf and you agree that your pay is reduced by the same amount. This way, you and Nestlé make savings on the national insurance you would have paid if you had made the contributions yourself. Although these contributions are classed as employer contributions, we show them in the table as ‘Your contributions’.

You can read more about salary sacrifice under Making contributions.

Visit the question and answer section for questions about investment losses.

Read more about your additional voluntary contributions with external providers in the assumptions.

Statutory Money Purchase Illustration

If you have any defined contribution (DC) pension, by law, we have to provide you with something called a statutory money purchase illustration (SMPI). This illustration aims to show you how much you could receive from your DC pension if you choose to use it to buy a retirement income.

It uses industry-standard assumptions, which could change from year to year. As a result of this, the figures shown in your statutory money purchase illustration will be different from the figures shown in section one of your statement.

Your SMPI includes any additional voluntary contributions that you made to DC Core and any external AVCs that we show in your statement, but excludes any Nestlé Closed Rowntree Scheme (NCRS) AVCs that you may have.

You can find your statutory money purchase illustration and the assumptions that we used to calculate it by logging on to Your account. You can also request a printed copy from Nestlé Pensions.

Find out why your SMPI statement figures are different to your pension statement figures by visiting our question and answers section.

Protection for your loved ones

This page tells you what benefits your loved ones might be entitled to if you die while you are an active member of the Fund (still paying contributions).

You can find the Nomination Form or Dependant’s Pension Nomination Form in the Fund documents section.

You can read more about the benefits available to your loved ones if you die while you’re working for Nestlé in the After you die section of the website. Remember to log in, or choose your section in the drop down menu at the top right of the page, to see information that is relevant to you.

More about the figures in your statement

This page gives you more information about the things that we based the figures in your statement on, as well as some assumptions that we made.

To read more about the assumptions we used to calculate your benefits, read the assumptions document.

About you

This page tells you what personal information we’ve based the figures in your pension statement on.

If any of the information isn’t correct, let us know using the contact details below.

Contact us

You can contact the Nestlé Pensions Team by emailing us at pensions@uk.nestle.com

Or you can write to us at:

Nestlé Pensions
Park House South
Manor Royal
Crawley
RH10 9AD
United Kingdom