If you can’t find the information you’re looking for on this website, there are a number of trusted contacts and resources who can offer the support you need.

Regulated financial advice

Neither Nestlé nor the Trustees can give you financial advice about your pension or investments. If you’d like help when you’re considering your options, you can speak to a regulated financial adviser. You can use Unbiased to help you find one near you.

Go to unbiased.co.uk

Guidance on your pension and finances

MoneyHelper is a government-backed service that aims to make your money and pension choices clearer. It provides guidance on your money and pensions, and can also point you to trusted services if you need more support.

It also offers a selection of interactive tools that can help you understand how you’re paying into your pension each month and what you might be on track to receive when you retire.

Go to moneyhelper.org.uk

Use the workplace pension contribution calculator at moneyhelper.org.uk/workplace-pension-contribution-calculator

Use the pension calculator at moneyhelper.org.uk/pension-calculator

MoneyHelper also includes Pension Wise – a government service that offers free, impartial guidance about your defined contribution (DC) pension options.

An appointment with Pension Wise is free, will help you understand what your overall financial situation will be when you retire and could help you make important retirement decisions.

Find out more about Pension Wise and book your free appointment at moneyhelper.org.uk/pensionwise

Do you have any other pensions?

Tracing lost pensions

If you have lost track of a pension from a previous employer, you can trace it using the Pension Tracing Service website.

Go to gov.uk/find-lost-pension

You can also call the Pension Tracing Service on 0800 731 0193, or write to them at:

Pension Tracing Service
The Pension Service 9
Mail Handling Site A
Wolverhampton WV98 1LU

Find out more about the state pension

Visit the government’s information website for information on the state pension, including how much you’re due to receive and when you’ll be paid it.

Go to gov.uk/state-pension

Find out more about workplace pensions

The government’s information website also has a section on workplace pension schemes, including automatic enrolment.

Go to gov.uk/workplace-pensions

Who regulates pensions in the UK?

The Pensions Regulator

The Pensions Regulator regulates how occupational pension arrangements like the Fund are run. It can intervene if trustees, employers or professional advisers have failed in their duties. You can find out more on The Pensions Regulator’s website.

Go to thepensionsregulator.gov.uk

You can also contact them by post at:
The Pensions Regulator
Napier House
Trafalgar Place
Brighton BN1 4DW

The Financial Conduct Authority

The Financial Conduct Authority (FCA) regulates the financial services industry in the UK and provides information for consumers about all aspects of financial planning, including how to find an adviser and what questions to ask. You can find out more on their website.

Go to fca.org.uk

You can also call the FCA on 0800 111 6768