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Changing how your pension builds up

Here’s how and when you can make changes to how your pension builds up.

DC Start

As a DC Start member, you can move to DC Core once a quarter. By joining DC Core, you would pay more into your pension, but you would also benefit from higher contributions from Nestlé and a wider choice of investment options. See Overview of sections for more information about how your pension builds up in DC Core and see Your investments for more information about the DC Core investment choices.

To move to DC Core, complete a DC Core Option Form and return it to Nestlé Pensions.

Additional voluntary contributions (AVCs)

As a DC Start member, you can’t pay additional voluntary contributions. To contribute above 4%, you would have to move to DC Core. For more information about DC Core, visit the Overview of sections